we need legislation that insurers don't get to decide what is medically necessary or not and leave that to the doctors. If a doctor prescribes a treatment it should be covered, period. Good step by Aetna but not nearly far enough.
It's like telling people ok we'll put a stent in your arteries that will open them by 20% but the other 80% isn't medically necessary so you have to come out of pocket for a bigger stent if you want to like really not have a heart attack.
The argument that its' too much money and will raise everyone's premiums etc is baloney. Trans people are what, 0.5% of the population based on best estimates (surely higher but for argument's sake). Some don't seek any surgery, some only a few, and some full boat. Paying for trans people's care is barely a rounding error on their books.