Susan's Place Transgender Resources

Community Conversation => Transsexual talk => Male to female transsexual talk (MTF) => Topic started by: Wild Flower on April 22, 2017, 11:28:21 PM

Title: How much did being transgender cost you???
Post by: Wild Flower on April 22, 2017, 11:28:21 PM
Including surgeries, hormones, time off from work, and all the opportunities costs that you lost of not having a relationship, family acceptances, time off to deal with depression/what not?

I say it cost me... at least a million dollars. *that's in the opportunity costs cause I would had been a dancer for a while as a woman*.
Title: Re: How much did being transgender cost you???
Post by: Axolotl on April 22, 2017, 11:36:25 PM
Well it depends... in 2016 I spent $10,000+ out of pocket for being misdiagnosed as bipolar which was later discovered to be gender dysphoria.  I've been a psychiatric hospital in-patient 3 times since then and it cost the insurance company at least $80,000.  I also quit my job because they owed me $10,000 of back pay.  So, at least $100,000 so far.  Declaring bankruptcy as soon as my divorce is settled.

I have had no surgeries yet!
Title: Re: How much did being transgender cost you???
Post by: Wild Flower on April 22, 2017, 11:39:26 PM
Quote from: Axolotl on April 22, 2017, 11:36:25 PM
Well it depends... in 2016 I spent $10,000+ out of pocket for being misdiagnosed as bipolar which was later discovered to be gender dysphoria.  I've been a psychiatric hospital in-patient 3 times since then and it cost the insurance company at least $80,000.  I also quit my job because they owed me $10,000 of back pay.  So, at least $100,000 so far.  Declaring bankruptcy as soon as my divorce is settled.

I have had no surgeries yet!

At least a million dollars then! Being happy = productivity, and you wouldn't be stressing about being transgender in the first place!

And who knows you would had found the one you truly love and accepts you too!!!
Title: Re: How much did being transgender cost you???
Post by: Susan on April 23, 2017, 01:46:46 AM
Transition is worth every penny and then some!

Sent from my SM-G935T using Tapatalk

Title: Re: How much did being transgender cost you???
Post by: Thessa on April 23, 2017, 02:31:42 AM
It costed me my wife (without our child I would have left her a few years ago - but thats another story) the treatment so far is mostly covered by insurance. I guess what I had to pay out of pocket must be somewhere around 7 k Euro.

I plan for name change and almost full time in May/June.

Then we will see how my customers and partners will react. If it goes bad and my sales pipeline collapses I have to adjust the number above.

But I hope for the best!
Title: Re: How much did being transgender cost you???
Post by: Raell on April 23, 2017, 02:50:07 AM
It depends on what you mean by "costs." Do you mean the direct money costs of transition only?

I haven't transitioned, per say, but if you count the costs in lost revenue from failed relationships, moving, changing jobs, etc, I'd say it cost me most of my life.

But if I could suddenly morph into either a cisfemale or cismale, I wouldn't. I love who I am.

I might not fit in with most people, or be able to maintain a successful conventional relationship, but I like my androgynous self..it's like I have the best of both worlds.

I might not be able to flirt with men, but I can out ride, out climb, out shoot (target practice only because I revere wildlife), outrun, etc. most men I know. At least the ones my age and height on the running part, LOL!

I might not know how to act like a girl, but I'm still graceful, love animals, am into protecting the environment, a great dancer who is able wear ballroom gowns that I designed and made, and I'm so pretty and petite that men I confront in an aggressive male manner don't slug me.

Depression and dysphoria are the dark side, but thankfully, I have a Thai herb, derris scandens, that helps me.
Title: Re: How much did being transgender cost you???
Post by: Thessa on April 23, 2017, 03:02:31 AM


Quote from: Raell on April 23, 2017, 02:50:07 AM
It depends no what you mean by "costs." Do you mean the direct money costs of transition only?

I haven't transitioned, per say, but if you count the costs in lost revenue from failed relationships, moving, changing jobs, etc, I'd say it cost me most of my life.

Thats a good point, if I have to add this than I need to adjust my previous stated number to at least a six-figure sum.

But hey we just have this life and I will no longer sacrifice it for others (expectations) and in the end it's just a number. The last shirt has no pockets.

Title: Re: How much did being transgender cost you???
Post by: Dani on April 23, 2017, 06:44:59 AM
The older you are, the more it will cost. I do not have an exact tally of my expenses, but the total to date is about $70,000. FFS cost just as much as GCS. Younger transitioners can just let the hormones do their magic and many, in my opinion, do not need FFS.

As for personal costs, again the younger you are, the less the cost. I transitioned at age 67. I was miserable for over 50 years. I thought about transition when I was a teenager. I should have, but I did not transition. Now I have children and grandchildren and there is a price to pay by not only myself, but several others as well. Do not forget the wife. What we did is most expensive and painful, but necessary. Some transitioners can stay together, but not for us.
Title: Re: How much did being transgender cost you???
Post by: Harley Quinn on April 23, 2017, 10:26:45 AM
It caused me a little bit of distress, and a few sleepless nights in turmoil.  The costs of transition is on par with the rest of the world that spends hundreds of thousands to get the body they want... trainers, gyms, nose jobs, boob jobs, face lifts, etc... on the bright side, I have an excuse to sample any and or all of them to remake myself into who I want to be. I'm lucky to be more passionate about it than most of the Cis people in the world.
Title: Re: How much did being transgender cost you???
Post by: Jenna Marie on April 23, 2017, 12:17:58 PM
It was about $5000 in the first two years, not counting surgery; GRS added $20K more. Now it's $15/month for ongoing HRT, but I'm not sure if that counts; a menopausal cis woman would be spending the same.

I was very lucky that I got fully paid time off of work, and being trans hasn't hampered my career. I didn't lose any relationships, and I don't count depression as a transition-related expense, because I was depressed before transition and depressed after (it runs in the family, and yes, I'm being treated).
Title: Re: How much did being transgender cost you???
Post by: DawnOday on April 23, 2017, 02:37:28 PM
Cost me a wife but gained me a soulmate. It was the pursuit of finding out the real reason my ex had an affair that led to the epiphany that I am not a pervert or a crossdresser and no I am not equating the two necessarily but it is the belief of those that won't let me live life as I see fit. My new wife of 33 years is my best friend, and the strongest person I know. She has to be, she loves me.
Title: Re: How much did being transgender cost you???
Post by: davina61 on April 23, 2017, 02:51:14 PM
Cost me my wife and the kids are a bit put out,and all my savings to get my flat sorted and not got any HRT or Electrolysis yet either
Title: Re: How much did being transgender cost you???
Post by: Kylo on April 23, 2017, 05:39:23 PM
Due to socialized medicine, it typically costs me £8.60 per month for the HRT. Would be zero if I were registered unemployed. Prescription charges typically increase a pound every year now.

And the trips every quarter/half to the GIC which is probably about £20.

Has not cost me much else in life. (Yet).
Title: Re: How much did being transgender cost you???
Post by: findingreason on April 23, 2017, 05:49:05 PM
In the family area it was a lot of distress and trauma back in the day with my mom. Further distress coming out to family and somewhat drama involved when I finally did transition.

HRT meds cost me in the realm of 35€ every 6 weeks or so. Includes both estrogen and anti-androgens.

Fortunately, I can get SRS, facial hair removal, breast augmentation, voice therapy, and tracheal shave all covered under the social health care system. May take a while, but the wait is worth it. Otherwise, I would not be able to afford this on my own being as poor as I am. :-\
Title: Re: How much did being transgender cost you???
Post by: Rachel on April 23, 2017, 06:36:34 PM
Last year out of pocked was $67,000. Last year Aetna paid $68,000 for GCS/BA and ICU.

Electrolysis is $240/week of which Aetna pays 80%. I have been going for 2.5 years. 

Therapist is $120/ week Aetna paid 80%. I have been going for 4 years.

HRT I pay out of pocked but I will try my insurance again. I just hated being treated bad at CVS.

Voice is $120/week. Started in March. Aetna pays 80%

As far as relationships I am in divorce and that cost is $550,000 and my best friend. Also, my relationship with my daughter is very strained.

Work is OK, different but ok. My supervisor treats me with female privilege. I lost about 8 weeks of work due to transition.
Title: Re: How much did being transgender cost you???
Post by: Zoetrope on April 24, 2017, 06:22:19 PM
The money was no big deal as I am not chasing surgery. But this has cost me half of my family, and do I regret that. Still, I needed to be responsible for my own well-being. I can't be responsible for everybody else's.

In many ways I wish this never had to happen. I view transition as a last resort and people really need to weigh up the consequences of doing this before diving in. I honestly think it is best avoided if at all possible ...

That being said, a lot of good has come from it. I know myself, I have peace, I have found the man of my dreams. I'll take the good with the bad and keep moving on :~)
Title: Re: How much did being transgender cost you???
Post by: stephaniec on April 24, 2017, 07:24:37 PM
Cost me 65 years of my. Life for. Not getting started sooner
Title: Re: How much did being transgender cost you???
Post by: Janes Groove on April 24, 2017, 07:46:14 PM
It cost me nearly all my illusions.
Title: Re: How much did being transgender cost you???
Post by: VeronicaLynn on April 24, 2017, 09:15:20 PM
Opportunity costs are somewhat immeasurable. It's hard to say how much differently I would have lived my life career-wise had I been born a cis girl or even just chose to transition when I was younger. Maybe I would have chose a different major when I was in college, maybe I would have been able to find the breaks I needed to become the professional musician I wanted to be when I was younger.

I likely would have had less time not working because I was too depressed to look for a job, knowing that they would want me to cut my hair and act like a guy. Also quitting jobs because I got tired of their males must have short hair policy that I otherwise liked and was good at.

It's also hard to say what it cost me relationship-wise. I'm lucky it seems in that I didn't marry. When I wad in denial, I dated a few heterosexual women who would not have dated me had I been out as either trans or a lesbian. I do think I've been single most of the time because I'm trans though, and still haven't found anyone since I've come out as trans, though I had a few opportunities that I blew somehow, mainly because the opportunities are few and far between and I'm not used to dating anymore.

Title: Re: How much did being transgender cost you???
Post by: femfem on April 24, 2017, 11:01:46 PM
Quote from: Wild Flower on April 22, 2017, 11:28:21 PM
Including surgeries, hormones, time off from work, and all the opportunities costs that you lost of not having a relationship, family acceptances, time off to deal with depression/what not?

I say it cost me... at least a million dollars. *that's in the opportunity costs cause I would had been a dancer for a while as a woman*.
This is strictly monetary; I could never put a price on many of the hardships I endured.  Clothes---and trust me, I have an expansive wardrobe---has probably costed me $1,500, while three years of continuous HRT has costed me around $1,500 as well.  Laser was $900, and the makeup and stuff that I use tends to be around $30 - $50 each month.  That's at least $4,500 for three years of transitioning, but that's a lot for a college student !  Next on the list is breast augmentation (May 2018 or prior), which should cost around $5,000.  Transitioning is expensive, now that I think about it....
Title: Re: How much did being transgender cost you???
Post by: AutumnLeaves on April 25, 2017, 12:49:20 AM
Financially I have no idea. A lot, probably 30K+, but that is cheap considering the peace of mind it's brought me. I had relationships "before" and now, and feel they are much better now that I am living as the real me. I have no depression or mental upset around my gender identity post-transition.
Title: Re: How much did being transgender cost you???
Post by: Wild Flower on April 25, 2017, 01:26:13 AM
Quote from: stephaniec on April 24, 2017, 07:24:37 PM
Cost me 65 years of my. Life for. Not getting started sooner

That's the best answer I read here... I was just thinking in dollar signs. Life is precious.
Title: Re: How much did being transgender cost you???
Post by: Thessa on April 25, 2017, 01:31:00 AM
Quote from: Wild Flower on April 25, 2017, 01:26:13 AM
That's the best answer I read here... I was just thinking in dollar signs. Life is precious.
The only thing you can't buy is more time. That's one of my current major issues, the waste of time and emotions on a person not worth it.
Title: Re: How much did being transgender cost you???
Post by: LizK on April 25, 2017, 01:52:21 AM
What I gained was far more precious than any amount of money could ever buy and miniscule by comparison to what I gained
Title: Re: How much did being transgender cost you???
Post by: LShipley on April 25, 2017, 03:20:11 PM
It cost me about $20,000 so far this year only as far as procedures.

Opportunities, family, friends i refuse to calculate. I am not going to be a victim!

Focus on what moves you forward. You cant change the past as much as we would all love to make a few changes prior to birth
Title: Re: How much did being transgender cost you???
Post by: Ypsf09 on April 25, 2017, 03:42:40 PM
So far I am at 27 months into HRT and I have spent 71K on just surgeries:

1. 45K FFS(Forehead, nose, chin)
2. 11K(BA)
3. 15K(BBL)

I have following surgeries in the pipeline that I plan to complete by end of 2018 to finish my transition

1. Rib Removal, forehead+skull rounding/augmentation for 45K
2. SRS 25k
3. Vline,cheekbone reduction, fat transfer, tipplasty for 30k
4. Second BBL for 15k

So total cost for transitioning would be almost 185K excluding Hormones, laser, electrolysis, hair extensions