Question about name changes

[JenniL]

Totally not sure if this is the correction section to post this in. I was planning on changing my name at the end of the year, however I came across a home for sell that I can afford. I haven't completely decided in buying the place, the price is very tempting. One hand I wouldn't be throwing money towards rent but towards equity, but on the other hand I am not tied to location, which means making a move is easier to accomplish if need to move to a different location if needed, well I don't about painless but you know what I mean 😛 Enough of me rambling on, my question is if I get a mortgage in my current name, would it be a pain in the butt to change later on to the name I plan on changing too later on this year? Any answers/experience regarding this would help. Also I am sorry once again if this is the wrong area to post this question.

Jen

[Renate]

I'm no lawyer, but the name issue should be no real consideration.
Changing your name does not release you from any obligations (like a mortgage).

If there were a will with <old name> in it, but you had already changed to <new name> you should have no problem in getting your inheritance.
You might have to go through a few more hoops to show that you were the person intended.
Under the law, the intent is the biggie.

[Renate taps her foot and waits for someone with actual legal knowledge to weigh in on this.]

[AbraCadabra]

Tap, tap, tap, let's see what comes up, eh.

I'm also interested from the German perspective as a small inheritance is pending as is a name change... if EVER that will happen... Berlin Schöneberg here I come.
It seems the most incredible schlep for us GR citizens to get that done.

Also, I hear: no more temporary passports by our Embassy, so no change for a Permanent SA Resident. The list is disheartening.

The mortgage issue mentioned also applies for me, more sooner then later -- but in SA.
I guess common sense tells me it be easier to get a new "Title deed" (new purchase) in my new name then trying to change it later on.

Axelle

[JenniL]

Totally understand the whole obligation thing  :)Don't want loose a mortgage over a name change especially considering the price is literally a steal. Guess I was trying to figure how soon the credit report and stuff would take effect. This part I have no clue about.



Totally hope that makes sense.