I don't get insurance through work, I'm part time and don't qualify. I have state insurance (Mass Health), which is pretty good except when it comes to dental. They cover preventive care (checkups, cleanings, examinations, x-rays), fillings for the front 12 teeth (in 2014 they're going to cover all of them, go figure), and extractions. I'm okay with having one tooth extracted, but multiple is a bad idea for the sake of facial symmetry and just not having a bunch of teeth on one side of the back of my mouth. That's where root canals would come in, which are not covered. For anyone curious: I didn't take care of my teeth very well growing up. I was too depressed and burying myself in a bunch of distractions, but for the past several years I've been better about it. I think it's just finally catching up with me.
I'm going to try the dental school thing. I have to figure out where to call and find out how much they ask for.
I guess I created this thread to be comforted and talk out my feelings, because I'm just really upset. I stress out over transition costs a lot. I feel tremendous pressure to try to get things done or very close before I'm 30 so that I can experience a more meaningful life while I'm yet youthful. I still appreciate that several of you made an effort to give me solutions, though; it makes me feel like some people care.