You have to forget reading about what I consider the "extreme transitions". There are some people who IMHO get too obsessed with perfection. It's not healthy for trans or cis people. MJ is a great example of someone who got obsessed with their appearance. I can't tell much from your profile shot but simply: look for your -worst- feature. Go see a plastic surgeon who has done some FFS but not necessarily a "MTF FFS" specialist. Those guys will tell you nothing short of $50-75,000 in surgery will do anything. Hormone WILL soften your face but your chin/ nose will not change. The nose is a big indicator and it's right in the middle of your face! Some people have a really strong chin that would need to be addressed. But many times a fairly simple procedure can make a huge difference. Below is a panel of before, 1 week post op and 3 months post op of just a nose job. For many people this is probably all they need, guys have a much more pronounced and down turned/wide nose.
http://atlantaracing.tripod.com/cleanup/compare3.jpg
From my personal experience, start working on your voice NOW. Don't wait, do it NOW. Having a passable voice is at least if not more important that visually passing perfectly. This is a place many people ignore because it requires a LOT of work on your part. This will take a while so don't wait on this step.
Your timeline is what you make it. I was living full time for years before any HRT or anything. The mistake I made is, I should have working on my voice first, not last.
Just because another person had to be on hormones for a year first, doesn't mean you have to. All of this is very personal and YOU decide how to do it. The main thing is just to do it!