Hi internaltear,
You mentioned a "Swiss law" imposed on you by your doctor: "no hormones before age 25 in Switzerland". There is no such rule, much less law, in Switzerland. Moreover, the statement violates both the current state of the art in Switzerland, and international standards of care WPATH7 (you may google that).
Sometimes, there are good reasons for delaying transitioning, but then your caregiver should be frank about the reasons. Is your caregiver really well versed with transgender patients? Unfortunately, there are caregivers out there who have no clue about transgender issues. If you don't mind telling me who it is -- I'd really like to know.
Here are some caregivers well versed in TG topics.
Therapists:
Annika Sahlee, Zurich
Christa Gubler, Zurich
Thorsten Neynaber, Wädenswil
Endo:
Dr. Niklaus Flütsch, Zug
Hugs,
Bea