Hey Skye,
You've got a lot going on right now indeed. All that's a lot for anyone to take.
At least if the doc sends you to that specialist, well, at least you won't have to fight for the HRT (at least so hard) but you will have to pay which, unfortunately, still goes with this turf.
You're coming up on the "Third times the Charm" for quitting smoking, eh? I'm going echo learningtolive here only put it as, I hope you're able to kick that nasty habit. For one I wouldn't want it to interfere with you getting your HRT and for twosies, you're getting closer to being set free into your real life. I think it would be a shame if you didn't get to enjoy as much as possible.
I don't know what's going on with the job but I to get when the job is going south how stressful that can be. At least, with two weeks left, you have a date when things will take an upswing!
Hang in there.