So my school's insurance will soon start covering reassignment, which means it'll be super cheap. Anyway, I finally looked into it with serious intent to find a doctor or something, but soon came into some requirement for one year of therapy and two referrals from professionals. Since I started HRT without any therapist and have been greatly satisfied, this really caught me by surprise. I really don't mind waiting another year, but the insurance probably won't cover that, meaning it'll be even more expensive.
Considering how I have absolutely no regrets with my transition and living full time for more than a year, it seems rather unnecessary to waste time and money on a therapist, at any time, actually.
So my question is if there's anyway around that requirement, as with HRT.