Sorry, clicked on this thread by accident as it got bumped mid-click, but I have plenty of experience in this department. The only guys who use the fly in the underwear are either wearing dress pants with a belt, clasp hook and inside button that can't be undone quickly or are just sort of uptight in the first place.
I used to drop trow about 6 inches and let it fly. Make sure you drain everything best you can before you put it back. Well, the last drops always seem to end up in your pants anyway, but it's worth throwing out there.
Good luck, gents.