I completely agree with you, because I am having the same experience.
There are just things that I am not comfortable doing without surgery. For example, I've been wanting to try taking a martial art, but given that an injury prevents binding, it's just not an option to do anything requiring that level of contact with other people. I've also wanted to start running, as years ago I did every exercise but that...but, again, I just can't be OK doing that with boobs. There's no ifs, ands, or buts. But it's more than that...I don't hug people anymore because I don't want my boobs to squish against them, or them to realize I am wearing a bra. I also am worried people will see them, so I won't commit to anything long-term (a "real job", for example) because I don't want to have to leave a dream career over someone spotting my chest and bringing it into question.
As for penis reconstruction, I won't date, period, until it's done.
Beyond those practical concerns I just can't move on emotionally. I feel very stuck "in the middle", and it wears me down every single day. And I am angry every day, angry at the world, angry at "God." Don't get me wrong, I can live life, I'm not a hermit, but I am definitely not living a full life. I know some people come to peace with ambiguous bodies but I am not of that camp. I don't know if your coach telling you to "let it go" is really that constructive. I mean, sure, do whatever you can to make progress for surgeries - but to expect you to move on emotionally kind of is antithetical to your transsexualism. If one could "move on" (as in, accept it and feel 100% at peace - I don't mean people who are forced to accept being non-op) from being in the wrong body, they wouldn't be transsexual and wouldn't transition in the first place.