Have any of you guys ever used a CD or Money Market to help save for your top surgery (or just used one in general)? I have been thinking about using one of those to maybe earn a little bit of interest for my top surgery fund, but I have no clue where to start. I never had even a regular bank account account before so I'm VERY ignorant of the terms and how all of that banking stuff works. It's even hard for me to tell the difference between a CD and a MM or which would be better for me, even after reading up on them I'm a little bit weary of getting a CD because I have no clue when I'd be able to afford top surgery, and I say that because it depends on when I'm able to get a job. I've been applying to several places, but with no luck so far. I may be able to get one in two weeks, two months, o maybe even two years. I don't know, and it would suck to not be able to touch that money for top surgery without a penalty if I am able to afford it before when the contract says I can use it without penalties. Perhaps it's best if I just continue to just keep all of my money in the house (not a good idea I know), but having it sitting here wouldn't draw it any interest, and if I ever need to dip into it for emergencies, I could access that without a hassle.
