This is my current situation:
I am an 18 year old trans girl who lives with her mother and stepfather. I am a senior in high school, and I just began seeing a therapist who has worked with transsexual clients before. I do not want to come out until I have my letter of recommendation for HRT, because I rely on my father's insurance to cover the cost of therapy. The only person who MAY accept me to some degree is my mom, but if she mentions anything to my stepfather I will be kicked out. My entire family -not kidding, every single member- will disown me other than my two younger siblings and maaaybe my mom. I will lose any financial support I could have expected for college. I am unemployed, but I have enough money saved up to afford my first year of HRT and blood work if I can find somewhere to live and eat for free. My only hope is that my mom keeps quiet, in which case my transition can be kept secret until I am more financially independent. Just thinking about postponing my transition makes me suicidal, so I will continue no matter the circumstances, but should I just avoid coming out for a year or two?