Help on paying for all this?

[LatrellHK]

Hey can anyone help me with paying for transitioning stuff? Not exactly send me money help, though I'd love that lol, but help on how to pay. I come from a family where money isn't always available and basically we're broke. We're fighting to pay for my permit and drivers ed right now as an example. We don't have much and the only one with a job, or actually able to have one atm, is me. I'm the only one in the house who can legally work something. So I'm won't have much being I can only work part-time. I won't have much of an income at all when I move out too.

With that being said, how can I expect to pay for hormones or surgery? My granma, mom, dad, and most of my family already informed me that they aren't helping me "degrade my body". Probably wasn't smart for me to talk back, tryna be a smart-a, and say "Yet you all have tattoos, some with guns and gang bs, and call that okay and not degrading? *chuckle* Hypocrites." So I guess I screwed myself over even worse. But still I'm on my own and soon to move out of my home so I'm confused.

I live in Minnesota and the state insurance doesn't cover anything related to GRS, including hormones and therapy sessions. I don't even know if I can switch my insurance over to one that helps cover that and if I can, I know how to check if I can pay for things and have made good decisions in the past so I'm confident I could now. I work part-time and have school to worry about. And I'm not getting any help from family so I'm literally on my own. Any help?

[2fish]

Here are some tips and tricks that I learned along the way.
Mind you, I have insurance but it does not cover anything, so everything is out of pocket.

1) Find a gender therapist that works on a sliding scale. Usually they consider your income. 1 session per month on a sliding scale can run you about $20-$40. Instead of paying $140 per session. I currently do not get a sliding scale because I feel that my therapist should get paid what she is worth. I only had 3 sessions and my 4th appointment I will get my letter for HRT. I pay her $140 per hour.

2) Getting a DR. My doctor was recommended by my gender therapist. He is a Urologist that deals with many trans* people. I will pay him $250 for the first visit and $600 for the year. In one year I will have 4 blood tests and my prescriptions.

3) When changing legal documents see if you qualify for waivers. For example, I qualified for a full waiver fee when I went to file my name change with the court. I saved $401.00.

4) Surgery. This one is a tough one. It's important to put away as much as you can to save up for surgery. Try hold fundraisers like selling cookies/cakes/t-shirts/wash cars/etc. Put all the money into a surgery savings fund.

This is all I can think of and that has helped me along the way.

I wish you well on your journey.