Health cover. Australia only please.

[Emmaline]

Okay, so I just found out HCF failed to contact me regarding suspension of my health cover.  A year ago.

I had it set up to automatically pay and that worked for me for years.

So I am now not covered for anything, they refuse to let me backdate payments and keep my cover.

They also addressed me by my old name, even though I specifically told them to update my details.  Horrible service.

So I am now looking for a new, less a$$hat insurance.

Anyone know trans/intersex suitable cover?

[Cindy]

Sorry you have been messed over by HCF.

I have been with them for years and they have been very good, including changing may name and gender as soon as I requested it.

I presume when your payments lapsed that they expected you to contact them if cover was still wanted. Not nice but understandable.

I do know from other girls that Medibank will payout for trans*procedures as long as they are coded correctly. It might be worthwhile to talk to them.

[Ms Grace]

Sorry, I've been with hcf since I was extorted into joining a health fund by Howard. I resented it at the time but it should hopefully come in handy for the op.

[Cindy]

Sorry, I've been with hcf since I was extorted into joining a health fund by Howard. I resented it at the time but it should hopefully come in handy for the op.

Just for fun:

I sat in front of a female HCF employee as she went through the procedures that I am having checking to see if they covered them and watched with glee as her face went paler and paler.

Sorry for the hijack

[Jo-is-amazing]

For what its worth medibank private will cover the entire hospital stay with Andy Ives no excess and the 5 separate items that vaginoplasty with Andy Ives is normally broken into to the max value given by the Medicare schedule

I don't know what level of cover I have though (I am under my parents policy) and I can give all the relevant info I have, but I cannot guarantee it's complete accuracy

[Nicole]

I'm with Medibank and its the biggest waste of money.

I don't get sick or hurt.

[katrinaw]

With HCF at the moment, hope I am not going to get grief when I hit the button...

Good luck Emmaline

L Katy

[Emmaline]

Thanks all.

Is Australian GRS worth this fuss, or should I just crowd source and go overseas?

[Cindy]

Thanks all.

Is Australian GRS worth this fuss, or should I just crowd source and go overseas?

Choosing a surgeon is an incredibly personal thing. I think you need to be very clear on who you choose and why.
I wrote down a list of questions and went through them and made a decision based on how comfortable I felt with the complete package.

[Emmaline]

Complete package 

[Jenny07]

Have you thought about CBHS?

Used to be only for CBA employees and family. Not anymore.
The have very good benefits. Incredibly good.

J

[Cindy]

Complete package 

I was careful not to say the whole package