hello Jessica, that's such a pretty name...I have a cousin with that name....and at your age, you may be making a wise decision to hold off hrt if you plan to be stealth....I would start on little things though such as hair removal for the face....if you have light skin and dark hair, laser may be best route...you may inquire though about starting T blockers at least, to stop male advancement...such as hair on body, etc....some start of this way before starting estrogen...but idk if that's good or not, a doctor will be able to tell you....good luck! ! :-)