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So upset with insurance/state of the world

Started by AbeLane, March 06, 2015, 09:35:31 PM

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AbeLane

I'm so pissed right now.

So this morning I decided to break down and go to the dentist to fix I tooth that I've been putting off for a while. One reason is I hate dentist (doesn't everyone) and the other is that my insurance is odd and I was worried about how much it would cover and if the dentist would accept it.

So come to find out, the way my insurance works it that one group covers medical and dental health. So like doctor visits, getting my tooth fixed, all that is COMPLETELY COVERED by pretty much EVERY physician and dentist in my area.

The part that really pisses me off that my mental health is under a different plan that HARDLY ANYBODY in my area will accept. Which is why I'm having an impossible time finding a therapist to approve me for testosterone.

It pisses me off that because I'm trans I need mental health assistance. I've got nothing against therapy. I've needed it (and more) in my life in the past. I'm sure it'd be good for me to have someone to talk over all of this with. But I really don't feel like this is a mental problem. I know who I am in my head. It's my PHYSICAL body that needs fixing! So why do I need to jump through all of these hoops?!?

I dream of a world when being trans is listed under a birth defect and not a mental health problem.
"It takes courage to grow up and become who you really are."
-e. e. cummings


"I still believe in heroes."
-Nick Fury, Avengers


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FTMax

I think I remember from another post that you're in college, right? (Correct me if that's not true.) There may be on campus resources available at no or low cost to you as a student. I didn't take advantage of them when I was a student, but I could go to our student health services and be seen by a doctor, psychiatrist, psychologist, etc. for $10 per visit if I wasn't on the student health insurance. That'd be something to look into if it's available. I learned after the fact that my college would have been more than happy to get me setup on hormones and make other referrals, kind of kicking myself for not taking advantage of that then.

What state do you live in? Do you have any preferences for therapists (male/female, in person/online, etc.)? I've got a free morning and I'd be happy to help you look around some more.

I felt the same way about therapy, and I only used it as a means to an end. Got my hormones via informed consent, went with the cheapest online option available for a top surgery referral.

T: 12/5/2014 | Top: 4/21/2015 | Hysto: 2/6/2016 | Meta: 3/21/2017

I don't come here anymore, so if you need to get in touch send an email: maxdoeswork AT protonmail.com
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sam1234

AbeLane,

The world isn't ready for us in a lot of ways. I agree that this is not a mental thing, but therapy surrounding transitioning is a good idea. When I went through transitioning, I quit therapy as soon as I could because like you, I didn't see the sense in it and thought I was ready and could handle anything that came my way. I couldn't have been more wrong. My therapist had never worked with transgenders, so after he sent me to a specialist for screening, he allowed me to go onto T right away and quit therapy.

I'll tell you of my mistakes that could have been avoided had I stayed in therapy. Transitioning creates its own "high". You are finally getting to live in the skin you belong in. The feeling of freedom is incredible, as is your new sense of self esteem. I wanted to be normal and fit in right away, and that meant dating and getting my own family started. I had no experience save dating one girl who I had known all my life and was gay. We went out before I even knew that transitioning was possible, so it was a gay relationship, which didn't go over well.

Another F to M introduced me to one of his and his wife's friend. Mind you, I had gone from a complete hermit to being extroverted and full of what I thought was true self esteem at the time. Looking back, I should have known that changes of character that are real just don't usually happen that fast. I started dating this girl I'd been introduced by, and after two weeks of  dating, told her I was a transgender. I didn't think it was fair to keep going and not let her know. At the time, I'd been on T and had my chest done, but was waiting for the next step.

The girl accepted the news immediately, and we talked all night about it. Again, it should have made me stop and think because that sort of news usually takes time to digest, especially if they have never even heard of a transgender before. (She had no idea that the guy who introduced us was an F to M ).

Within three months, I had given her the keys to my trailer, and in five months she moved in. During this time, she would make little remarks about the way I looked, wanted me to get a genetic screen because it would make her feel better if I was an xxy. At least once a week she would come over crying because her father told her how freaky transgenders were and that I was going to change my mind and go back. I overlooked those things which, if I'd been in therapy, would have flagged and gone over with the therapist who had no stake in the relationship.

Within a couple of years, we were married. The night before the wedding, I almost called it off because something felt wrong. I thought I just had cold feet. I was afraid to call it off because people had come in out of town and money had been spent on the wedding preparations. This too might have been avoided if I had talked to a therapist first. All the signs of a marriage that wouldn't work were there, but with no experience and the need to be "normal", I went ahead and married her.

After the wedding, things got worse. I had finished my transition prior to the wedding, and the personal remarks comparing me to a cis guy became more frequent. I had told her I didn't want anyone else to know I was a transgender, but she told a friend anyway. Not respecting my privacy was another ding. I kept making excuses for her telling myself that she was still adjusting and this was normal. She became pregnant through AI just before we left the state for graduate school. Once we were away from her family and everything she was used to, she really let loose with comments and emotional abuse. After our son was born, we'd be sitting, holding him and she would say "I wonder what his real father looks like", or "I wonder if we will be able to see what his "real" father looked like.

We divorced after seven years of marriage when our son was just shy of three years old. It was devastating, but the abuse, maxing out credit cards, refusal to get a job even when our son was in day care became too much.

I can't blame everything on a lack of therapy, but I do think that my life would have been very different had I stayed in it and had an outlet as well as a neutral person to go over all that with me. After seven years of an abusive marriage, my hard won self esteem was crushed as well as my belief in my own judgement.

I never saw any of that coming and I could have. You might not have the same issues there, but there are probably things that will happen after you transition that you never even thought of. A big deal is made of therapy before transitioning, but personally, I think therapy after the transition is even more important. Ideally, I think a person should be able to transition when they are ready rather than having someone else tell them when they are ready, but the person should continue the therapy during and after transition. I really do understand your anger. Its not fair that we have to prove we are the gender we say we are, but its a huge change in all aspects of your life with no road map. Do yourself a favor and get as much out of therapy as you can. You will be glad you did in the long run.

sam1234
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AbeLane

Yes, ftmax, I am in college but since it's a community communing college, it doesn't offer those kinds of services. Once I transfer to a four year, maybe. But for now that's not an option. Also I did find a place that takes my insurance over the weekend. I'm going to call them this week (when I can finally get up the nerve - I HATE communicating via telephone because of dysphoria surrounding my voice). Thanks for your offer to help me search. I'll be sure to keep everyone posted. There's always the option of waiting til the summer when I'll have more funds to work with and maybe be able to afford paying out-of-pocket (especially for on-line therapy)

Also sam1234, thanks for sharing your story. I agree that it's probably a good idea to have someone to discuss life with as I go though this change, I was just more upset with the idea that as a transgender guy I'm required to see a shrink. At least in most cases.


I'm so thankful to everyone that's offered ideas for me and just gave me a place to rant and all.
"It takes courage to grow up and become who you really are."
-e. e. cummings


"I still believe in heroes."
-Nick Fury, Avengers


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sam1234

Once something gets branded a mental illness, its really hard to get it taken out of the book. It doesn't seem to matter that studies have been done showing that there is a physiologic cause for gender dysphoria. Nor does it matter that this "mental illness" is correctable with surgery.

I've said it before, but transgenders get stereotyped as perverts in many T.V. shows and in some movies as well. That really makes a big difference in the public's impression of us. It also doesn't help that the medical community often times either don't understand what gender dysphoria is or have a problem with people who have it.

We shouldn't have to prove our correct gender. If a cis guy lost his stuff in an accident, maybe he should have to prove he is a male before he can get replacement testosterone.

Transgendered people will probably have to prove themselves for a long time yet. All we can do is try to educate our physicians who aren't used to transgender anatomy, and anyone else who knows we are transgenders. Maybe then we can get gender dysphoria taken out of the book of mental illnesses.

sam1234
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LordKAT

You aren't required to see a therapist, it is just often useful. For many surgeons, it is an insurance issue more than anything.

HRT and how you dress,act, etc. doesn't need any therapist. Not even name changes or other document changes, for the most part, require any counseling.
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