PPO is an insurance plan that gives you more choice in who you can see, but you usually pay a bit more for services. With an HMO I basically had no choice in who my GP was, they just assigned me one. And there are some good psychologists in my area that welcome transgender patients, but I have to get a referral from my GP for insurance to cover it.
Anyway, the life I have now is mostly daydreaming, or reading, or doing whatever I can to escape from my life. So there's plenty of room for positive changes to ruin it, and I wouldn't mind that. Thanks, Christina.
-Kelsey