Hi Megan,
I was not quite in the same boat as you, I am a lot older, and on and off over the years I kept putting off coming out for many of the reasons you have given. Guess I may have been "luckier" in the sense that work has always been intense for me, so I could bury myself in that.
Now here the crunch, Over the last few years the intensity has been bordering on unbearable, so I tried many times and basically not given the time to speak, so I wrote a long letter, leaving fully paid off home etc... Was going to ride off into the sunset....
Grace is right, it is very impersonal...
I decided I had to face my demons, knowing the damage it would do. It hurt, it hurt a lot, and still does. We are still together, there is love, buts it partner love now, she did not want me to go, she did not want to be lonely. For now I am still in male mode, with little variations, we are in limbo, probably till well into the new year.
So do I feel relief, yes, no more lies, my wife actually hates me for leaving it so late in life, I have destroyed her, for that I hate myself, not because of who I am, but for not saying sooner. If I could turn back the clock to my late forties and been honest then, my wife could have a life without the burden of me.
So my advice is face the demons and face the outcomes, you will hate yourself for a while, but there will be closure. Clearly it won't be surprise to her, you must decide which pain is worse, you must also be prepared to give up on all you know today... Its not easy, but being who we are is not!
Only you can make your choices... in life and how you handle your moving on.
Best wishes and hope all goes well for you regardless
L Katy xxx