I'm getting more confused. You're poor, and first choice on the script that you did get was Lupron.
You've been in hospital twice, admitted on order, psych, and you let them discharge you, both times without what you needed, even though willing to lie and are poor?? Did they point a gun at your head and yell "get out" or something?
Your text is a very mixed message that alternately blames therapists and insurance providers for your difficulties, but you admit that you DID get a script, a script for an injectable no less.
Ok, so here's what I draw from this, you are really campaigning for fair medical services available to all without regard to ability to pay, for pretty much all humanly experienced medical problems. That is called an NHS. (I want one in the US too, different story) The US had a debate about such a thing, and the Democrats caved on the once in a lifetime opportunity to pass it. That won't happen again in our lifetimes most likely.
So, we have cheap-ish private insurance with mediocre defined benefits, massive deductibles, and very limited drug menus. Or you can pay more ($20k+/year), and have good insurance and a fairly large deductible, and wide drug menus with some specific holds. What is true is that you pay. Its just a question of who you pay too. In your case, there is no way a private insurer can offer an inexpensive plan that offers coverage for Lupron, especially as a first option on an HRT. Its simply not possible.
You want what the left failed to deliver, and thus can not have; and failing that, want what is impossible, and thus, can not have that either.
We don't have an NHS, and you can not make an affordable ACA plan that covers Lupron for your use outside of the cases for folks who have demonstrably horrible side effects from cheaper alternatives.
At that point, its irrelevant what the therapist says, or does. You've already proven you CAN get a script for hormones through the system; its just that the therapist can not cause your insurance company to pay for something the insurance company can not afford to pay for without doubling your premium.
In the end, you're poor in the most capitalistic, ruthless country on the planet. Harsh recommendation? Stop being poor if you want to transition on the luxury side of the cruise ship.