It is totally completely and utterly normal to not want surgery.
It is non-diagnostic, it is not a characterisation among TG groups.
It is an utterly meaningless parameter.
Some people want it, and can never afford it, some people want it and can't due to other health issues. Some people want it and just can't get it.
Some people are happy with their social transition.
They are no lesser a woman or a man because of surgery or lack of it.
I'm asked if I have had surgery, I refuse to answer.
That is my right.
Oh if anyone wants to call me out for what my gender is -- go for it

Cindy