Hi Haley,
Welcome to Susan's Place! I understand money is a concern, but you are not buying a used car, you're talking about your face. Since you live in Arizona, you should at least get a consultation with Dr. Meltzer, since he is in Scottsdale. Consultations are $100. On the other hand, you can check out Dr. Cardenas in Guadalajara, Mexico. He does forehead work for about $6000. I doubt you could find a trans-experienced plastic surgeon much cheaper than that. There are several surgeons in southern California, of course (Gary Alter, Harrison Lee, etc.) but they are definitely at the upper end of the cost spectrum.
With kindness,
Terri