Hi Shy,
I got you beat int the age dept with 64 years under my belt (as I pull up my pants and adjust the suspender and bra straps) Yup I'm older but not the only one here beyond 60. You youngins haven't got a corner on starting late.
Speaking of starting I started HRT on Dec 4th, 2016 I now have little boobies growing on my chest

They're really cool and something I've wanted for a long time. I can rightly say I knew I wanted to transition a long time ago, (that was a more recent realization) but I knew I wanted boobies and I've known I've envied girls since I was a youngster. I grew up with 5 sisters and often I pined for what they had. I remember going shoe or clothing shopping as a family and having them ask my opinion on some things. Of course I recommended the things I wished I could have. I've been a crossdresser most of my life and wished many many times I could just be a girl and then a woman. But the actual moment I made up my mind to become a woman was almost a spur of the moment decision made when I discovered I could obtain HRT meds and did so. I as many here will agree highly recommend you do not follow my lead. HRT can be life threatening if not done under a doctor's care.
The recommended path is to decide it is something you think you want then tell your doctor or a therapist knowledgeable in such matters. Explore your feeling and discover your options with them. When the time is right they will recommend HRT for you if you both agree it is what you want. Me, I got it all bassackwards. I started, told my doctor and he has proscribe my HRT (with the VA they can do that w/o having therapy first), soon I'll go see a psychiatrist for initial intake assessment, then hopefully she will recommend a gender therapist. See bassackwards.
Oh heck there I went rambling on about myself again when what matters is to welcome you to our lounge, Pull up a cushion, get comfortable, read some stories, join in, share your stories and ask your questions.
Be welcome Shy. Welcome home.
Hugs,
Jeanette