A mini update: I called a compounding pharmacy today to get an idea of the cost, but they couldn't figure it out because the prescription calls for testosterone in <Concentration> gel, with <Amount> applied daily. Can anyone make heads or tails of that?
Otherwise, I asked if there's any coverage for T, but the pharamacist said there isn't because it's a compounding pharmacy. So I'm guessing I may need to go onto the standard Androgel when I get benefits. That's interesting... when my benefits kick in from work, I think they cover 80% to a certain amount, then 100%, but I need to do a bit more research.
I'm wondering in the meantime if I have coverage from disability. I know folks from trans group in my old city who had full coverage there, so I may need to do a few calls tomorrow.