I have a Question about insurances

[natalie.ashlyne]

Hi I have a Question My employers benefits under limitations and exclusions says : Any care,service or supply in connection with change in gender I live in Ontario Canada. Does that mean It does Not cover HRT or What does this not fall under human rights I start my benifits May 27 and they will not answer my question yet.

[Laurie]

Sounds like a "No" to me.

  Laurie

[Lady Sarah]

It sounds to me like you may want to purchase a different insurance plan, and not buy into your employer's plan.

[Rayna]

I just researched mine and got a similar "no" answer, but I haven't asked anyone yet. Excludes anything for cosmetic benefit except breast reconstruction after mastectomy. Leaves unsaid anything about dysphoria as a medical condition, but I'd guess the answer would still be no.

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[natalie.ashlyne]

Update on this is my estradiol and progesterone  are covered but the suprefact was not so the doctor had to prescribe spironolactone which was covered so all that for $2 each finally something worked out for me so it was worth going fulltime.