Quote from: AnonyMs on January 04, 2018, 05:39:37 AM
I don't really understand not wanting to travel. The only issue I'm concerned with, and its very unlikely, is what happens if you for any reason you end up spending more time on hospital that you're supposed to. A complication in surgery or even a car accident. Travel insurance doesn't usually cover medical tourism.
It puts me off going to the USA for surgery as that would be an utter disaster. I believe such things are covered in Spain though. Thailand is cheap, so I could probably afford it.
I live in the US, and since education and skill vary so widely outside the US where it's fairly consistent, insurance does not cover anything non emergency. I do worry about the logistics of a complication that would require a revision, where that would be pretty simple here.
Also, and I think this is where my wife is coming from, if I'm going to be laid up for two weeks, I think personally I would much prefer that to be someplace where I speak the language and have more people I know around me. To go from philly to Spain is about $1k usd not including hotel and food, whereas we have three well known surgeons here in Philly, with more in NYC and Boston, which are short 2-3 hour drive or train rides away. Much more convenient and cheaper for everything other than the surgery itself.
So trying to figure out if this guy is good or if it's a pass. If I go with a US based surgeon, my employer is also going to try and get coverage with our carrier whereas if I go outside the US that would be an automatic denial. The difference between $500 (my out of pocket max) and $50,000 out of pocket is nothing to sneeze at, but of course that would only be after so many appeals.