Greetings,
I am looking to begin electrolysis, which from my various calls to insurance appears to be covered. However, they say it requires prior authorization (PA). Also they said I can submit a claim for reimbursement after the fact. They also said it must be done in a medical clinic and by a licensed person.
However, they said only the provider can get the pre-authorization... Which has been my stumble block so far.
Most providers I run into do not deal with insurance since it is normally elective & cosmetic. In fact all the providers ive spoken to said they do not even have computers!
All insurance said for PA is for the provider to call. They will fax a form to be filled out and returned to them...
My question is, how do I go about getting electrolysis, when most of the providers do not seem to know how or want to get the PA? And if I submit my claim after I have done it, that would mean no PA was given. But if I cannot submit for PA myself, how will I get reimbursed?