I would recommend you take it because you just never know. I recently found out, by sheer luck, that Kaiser Permanente in Georgia has a program for transgender females and males. From what one of the directors of the program told me, it is there to provide the necessary components for a healthy transition (includes continuous blood work monitoring, prescriptions, mental health, urology, and if the patient wants it - bottom surgery performed from a list of surgeons). In Georgia, ffs or breast augmentation is not covered. This coverage is not mentioned on their website -- you have to ask.