Back when I was single and my body ran on T, I liked the thermostat set at 20C. My wife, however, always minded the cold, so I got used to 24C. I found it warm/hot, but I could handle it. Now that my body runs on E, 24 seems normal., and even 23 seems cold.
I definitely mind the cold a lot more than I used to.
In summer, I take a sweater to the supermarket, because they keep the AC turned down to North Pole temperatures. I swear you can see your breath in there sometimes. It looks weird putting on a sweater on a hot day when you go indoors, but it's what a girl has to do!