If you research, you can find a qualified therapist for a reasonable rate. Mine only charges me $25. per hr. She is a TG post op MTF and has a Phd, so i think it is very reasonable, as you can not get education on top of practical life experience all in one very easily. If you have support groups in your area you might want to go to a couple of meetings as that can help alot, because you will meet ppl of all different stages of progression. For instance we have a Crossroads chapter in my area that holds "rap" sessions every Tues between 7-9pm nightly. If you cant afford therapy, this would be a very good way to gain knowledge based on an open group setting, like here, but meeting others face to face. Therapists tho, imo are like drs..you might find one in ten that actually care and enjoy what they do other than you just being another patient. Do research and you will find many avenues that are free. You may start by putting in "Transgender Support Groups" in you web browser.