I'll explain my whole situation, and give a TL; DR very quick summary with some questions.
I've been living as close to full time as I can (as male) for about 3 years now. A year and a half/two years ago I started seeing a therapist at a nearby college that changed only $20 a session. It was the only therapist I could afford in the area that knew what GID was.
To back track even further I was in college (community college) and decided to become active in my transition. I went to the school's psychology therapy department type thinger (no idea what it's called) to speak with a counselor, somebody with experience. I pretty much said "I'm female bodied, identify as a man and would like to start counseling so I can start T and become physically male." I was told that I was pulling the cart before the horse, blah blah blah. They set me up with somebody that worked within the school I was attending.
I go into my session and find out that the woman I was supposed to talk to had never heard of transgender, or gender identity disorder. She had googled it before hand and still asked me the questions that we all find to be somewhat pointless. She asked me "how do you know you're a man?" which I quickly replied "how do you know you're a woman?" She ended up looking up therapists in the area through some database that let's you search state certified therapists in the county by types of therapy. There was an "LGB" section, which we called a few people about the T. None of them felt as if they had enough experience. We ended up calling the LGBT center in the nearby city (hour commute) which said I didn't need a therapist to start hormones. There was a therapist also in the city that charged $120 a session (which is supposed to be an "affordable" price with a "reasonable" discount). Pretty much couldn't find anybody within my budget since I had no insurance. I called the local counseling places which referred me to the college program I had originally wrote about.
I had an intake, and therapy sessions for about 3 months. I would spill every last thing out that could possibly be gender related into those sessions. I cried at every session because I was just so frustrated with this whole system. After 3 months I didn't feel as if I was getting anywhere closer to what I wanted, and I ran out of stuff to say (for the most part). I took a long hiatus from therapy but feel as if now is the right time to go back. My mind has settled and I think I can explain myself better.
TL;DR
It took me a long time to get a therapist. I went for 3 months and felt like it was getting nowhere. That was about a year and a half ago, and now I'm looking to make progress.
So, I have pretty much 2 questions. Does anybody know of some VERY AFFORDABLE therapists in the NYC area? Do I need a therapist/are there endocrinologists that will prescribe me T without therapy?