Hi Jay,
I'm taking 2 months off, starting in mid January 2010. I transitioned at work early this year, and have been very out about what I'm going through, so there was really no need for a 'cover story'. I'm not broadcasting the purpose of my leave, but those that work with me, both on my team, and my managers, know the reason that I am taking time off. And they see the smile grow on my face as each day passes and I get closer to my date, and have given me so much support and friendship. I bring that to the workplace though, and really haven't suffered any ill consequences from it. I know that's not always true in less accepting workplaces, so I am thankful for that.
I'm working with our HR to work with our insurance provider (Manulife) to cover temporary disability, and presently am waiting for a letter and the insurer paperwork back from my surgeon's office to proceed with getting that process going. I'm still not sure at this time if my leave will be covered by disability... *fingers crossed*.
I had the option of working directly with the insurer, but chose instead to have our HR Manager facilitate this, because she some experience and a personal connection with the insurer. I think if you don't want your employer to know, you could take the route of working directly with the insurance company on the disability coverage.
Best of Luck! *huggs*,
Melan