Alright, so I'm not a girl but I've been waiting around 4 years to start T, get surgery, and all that. Testosterone is finally in reach but in the time before that I stared at the calendar going nuts with the time that I knew I was loosing. My suggestions
Start small, buy make-up, clothes, and such. Make a huge deal out of it too because it can be fun. Going out to get boxers is an awesome time for me (maybe I'm just weird) but it's a cheap way for me to feel manly so maybe the opposite will work for you.
Go window shopping if you can't afford to shop, get your nails done. If your holding off on transition and staying male for appearances sake, you could go get a manicure but get a clear coat of polish.
For me it was all about doing all of the little things I could to draw focus away from waiting on the big things. Hope it helps