I have to take out student loans for the first time, and it's a bit overwhelming. Normally, I'd go to my dad for help with financial stuff, but I need a loan because I'm going to come out to him this fall most likely, and he'll probably stop sending me money. So, he doesn't understand why I need a loan. I've applied for the FAFSA again, and I'm looking into grants, but I haven't found any that really apply to me yet.
Anyway, I'm so confused. Normally I'm good at researching, but everything I've found so far seems to deal with paying off existing loans, or companies who are obviously trying to screw me over with their own loans. And I can't seem to find answer to anything. For instance, what's the academic period of a loan? Is it the time between when you take it out and then graduate? Or is it just for one semester or one year? And if it's the entire time that I'll be in school, do I just have to guess how much I'll need? And if it's just for one semester, I'm assuming that would mean I could take out more money while I'm in school.
So, does anyone know of any websites or organizations, etc. that explain loans clearly, or have any personal advice? I'd really appreciate it! Thanks!
