Hi Tammy
Difficult question because everyone has to decide for him/herself how far you want to go.
For me, I was dying for srs and when I finally got it, I was very pleased with it.
I had srs more than 25 years ago and I didn't find cons so far, only pro's.
But, like I said, it's very individual, when you are happy with yourself the way you are, it's okay.
There is one other thing, when you're having hrt and T blockers for a long time, the male parts aren't very functional.
The neovagina is absolutely functional, so, a normal sexlife can be achieved.
I hope this answer helps you a bit, but that's only my opinion, we'll wait what others have to say about it.
hugs
Annette