Community Conversation => Crossdresser talk => Topic started by: jazzie on September 22, 2011, 07:26:28 PM Return to Full Version
Title: A credit card for my altera ego
Post by: jazzie on September 22, 2011, 07:26:28 PM
Post by: jazzie on September 22, 2011, 07:26:28 PM
When I go out as Michayla, or want to buy something online as her, I'd like to have a credit card with her name on it. However, my CC issuer won't make a card for an alias.
So, what is a girl to do?
Is there some financial institution that will do this? Note that I live in the US.
**UPDATE -- 6 Jan 12**
After researching 'Michayla', I decided that it would be wise to change my name.
So, what is a girl to do?
Is there some financial institution that will do this? Note that I live in the US.
**UPDATE -- 6 Jan 12**
After researching 'Michayla', I decided that it would be wise to change my name.
Title: Re: A credit card for my altera ego
Post by: Susan Dundee on September 23, 2011, 09:36:11 AM
Post by: Susan Dundee on September 23, 2011, 09:36:11 AM
In my dual role days I applied for an authorised user card in my female name. Card issuer never asked any questions. :angel:
I live in the UK.
Hugs
Susan
I live in the UK.
Hugs
Susan
Title: Re: A credit card for my altera ego
Post by: Sarah Louise on September 23, 2011, 09:41:59 AM
Post by: Sarah Louise on September 23, 2011, 09:41:59 AM
I already had a card with one company, I asked for a second card to be added for Sarah. They did it with no questions.
Title: Re: A credit card for my altera ego
Post by: I_am_Toni_Lynn on September 23, 2011, 10:52:37 AM
Post by: I_am_Toni_Lynn on September 23, 2011, 10:52:37 AM
Take it from someone who works in the banking biz, this is problematic if you are in the USA, or, if not, ever intend to use said alter-ego card there.
As a part of the Patriot Act and various 'know your customer' regulations, getting a credit card in an alternate name may not be possible or open you to intense scrutiny that will result in a denial as well as potential closure of the existing account. We don't like it when people do things like this :eusa_naughty:
If your femme name has the same first initial as your boy name, try that
Huggles
Toni-Lynn
As a part of the Patriot Act and various 'know your customer' regulations, getting a credit card in an alternate name may not be possible or open you to intense scrutiny that will result in a denial as well as potential closure of the existing account. We don't like it when people do things like this :eusa_naughty:
If your femme name has the same first initial as your boy name, try that
Huggles
Toni-Lynn
Title: Re: A credit card for my altera ego
Post by: amanda barber on October 21, 2011, 10:48:59 AM
Post by: amanda barber on October 21, 2011, 10:48:59 AM
I went that route for awhile. You add a card to the account and the primary card holder is still responsible for the whole account.
Eventually though some transaction will require ID, which makes the whole exercise pointless.
It took me a long time to realize that as time went on and the name was creeping into banking or other documents,I just needed to legally change my name and get it over with.
Eventually though some transaction will require ID, which makes the whole exercise pointless.
It took me a long time to realize that as time went on and the name was creeping into banking or other documents,I just needed to legally change my name and get it over with.
Title: Re: A credit card for my altera ego
Post by: Gingertrap on October 21, 2011, 11:15:11 AM
Post by: Gingertrap on October 21, 2011, 11:15:11 AM
I am MtF and I am yet to legally change my name.
I applied for a credit card using my female name and have had no problems whatsoever.
I applied for a credit card using my female name and have had no problems whatsoever.
Title: Re: A credit card for my altera ego
Post by: Kimberley on November 09, 2011, 06:49:55 AM
Post by: Kimberley on November 09, 2011, 06:49:55 AM
He applied for a second card for Kimberly. Best part is that he is responsible for the payments as the primary card holder. She doesnt abuse her privilege though.
Title: Re: A credit card for my altera ego
Post by: Jen-Jen on November 13, 2011, 12:57:42 PM
Post by: Jen-Jen on November 13, 2011, 12:57:42 PM
Your alias/femme name will be on your credit report! Just saying!
Title: Re: A credit card for my altera ego
Post by: Kristyn74 on November 18, 2011, 05:22:58 PM
Post by: Kristyn74 on November 18, 2011, 05:22:58 PM
Maybe you ould pay for a business name, call it Michayla Dentovy.Then the name on the card would be the same. sign it any way you want on the back.