Community Conversation => Transsexual talk => Male to female transsexual talk (MTF) => Topic started by: Melody Maia on January 25, 2012, 08:48:06 AM Return to Full Version
Title: Insurance has agreed to pay for my SRS!
Post by: Melody Maia on January 25, 2012, 08:48:06 AM
Post by: Melody Maia on January 25, 2012, 08:48:06 AM
My SRS surgery has been authorized by my insurance! Yay!!! Doing the happy dance!!!!!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Maegan on January 25, 2012, 08:51:10 AM
Post by: Maegan on January 25, 2012, 08:51:10 AM
That's fantastic! I am so happy for you.
Huggs
Maegan
Huggs
Maegan
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Julie1957 on January 25, 2012, 12:08:22 PM
Post by: Julie1957 on January 25, 2012, 12:08:22 PM
Yaaaaay! And good luck and speedy recovery.
Title: Re: Insurance has agreed to pay for my SRS!
Post by: King Malachite on January 25, 2012, 12:28:05 PM
Post by: King Malachite on January 25, 2012, 12:28:05 PM
Congrats mam!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Bird on January 25, 2012, 12:32:15 PM
Post by: Bird on January 25, 2012, 12:32:15 PM
Congrats melody!! I hope everything goes well during and after the surgery, and that you get to have a lot of sex giggles
:P
:P
Title: Re: Insurance has agreed to pay for my SRS!
Post by: J R D on January 25, 2012, 12:44:21 PM
Post by: J R D on January 25, 2012, 12:44:21 PM
That's great!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Catherine Sarah on January 25, 2012, 01:11:59 PM
Post by: Catherine Sarah on January 25, 2012, 01:11:59 PM
Hi Melody,
I'm so excited for you. That will take a lot of pressure off you. This next fortnight will be much more enjoyable because of it.
Be safe, well and happy
Huggs
Catherine
I'm so excited for you. That will take a lot of pressure off you. This next fortnight will be much more enjoyable because of it.
Be safe, well and happy
Huggs
Catherine
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Constance on January 25, 2012, 01:28:46 PM
Post by: Constance on January 25, 2012, 01:28:46 PM
Congratulations, Melody!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: ByeBye on January 25, 2012, 01:43:36 PM
Post by: ByeBye on January 25, 2012, 01:43:36 PM
Oh, that is SUCH GOOD NEWS. I feel SO HAPPY FOR YOU!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Bridal Wish on January 25, 2012, 05:47:53 PM
Post by: Bridal Wish on January 25, 2012, 05:47:53 PM
Ohh my gosh!! congratz!! This feels like a good step forward!! (i dont know if insurance companies usually pay for stuff like this.. do they?)
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Dana_H on January 25, 2012, 07:58:57 PM
Post by: Dana_H on January 25, 2012, 07:58:57 PM
Woohoo! :icon_joy:
Title: Re: Insurance has agreed to pay for my SRS!
Post by: kelly_aus on January 25, 2012, 08:00:44 PM
Post by: kelly_aus on January 25, 2012, 08:00:44 PM
That's great news Melody!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: MyKa on January 25, 2012, 08:54:58 PM
Post by: MyKa on January 25, 2012, 08:54:58 PM
Congrats!!!! I'm very happy for you! If I remember right your going to bower's? Oh, I'm jealous too ;D
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Colleen Ireland on January 25, 2012, 09:25:41 PM
Post by: Colleen Ireland on January 25, 2012, 09:25:41 PM
Melody, that's FANTASTIC!! Congratulations! What an enormous load off your shoulders, and what a nail-biter, I can imagine, waiting until 2 weeks prior for approval! Whereas I'll (hopefully!) have my approval in April or May, then get to wait 8 months or so for my surgery (long waiting list). Anyway, keep us updated, with ALL the gory details, and we're SO proud of you! You're an inspiration!
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Anatta on January 25, 2012, 10:58:49 PM
Post by: Anatta on January 25, 2012, 10:58:49 PM
Kia Ora M,
::) That is great news and I'm truly happy for you...
::) However over the years I wonder how much money the individual pays[in fees when taking out insurance]to the insurance companies ? Would the amount paid in cover the cost of surgery anyway ?
::) I know it's not the same but I like to think the taxes I paid over the years covered my 'government' funded surgery...
Metta Zenda :)
::) That is great news and I'm truly happy for you...
::) However over the years I wonder how much money the individual pays[in fees when taking out insurance]to the insurance companies ? Would the amount paid in cover the cost of surgery anyway ?
::) I know it's not the same but I like to think the taxes I paid over the years covered my 'government' funded surgery...
Metta Zenda :)
Title: Re: Insurance has agreed to pay for my SRS!
Post by: King Malachite on January 25, 2012, 11:25:56 PM
Post by: King Malachite on January 25, 2012, 11:25:56 PM
Quote from: Zenda on January 25, 2012, 10:58:49 PM
Kia Ora M,
::) That is great news and I'm truly happy for you...
::) However over the years I wonder how much money the individual pays[in fees when taking out insurance]to the insurance companies ? Would the amount paid in cover the cost of surgery anyway ?
::) I know it's not the same but I like to think the taxes I paid over the years covered my 'government' funded surgery...
Metta Zenda :)
You know I've always thought about that too. Hmmmmm
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Melody Maia on January 26, 2012, 01:31:13 AM
Post by: Melody Maia on January 26, 2012, 01:31:13 AM
I pay approximately $100 per month for my insurance or about $1200 a year. The surgery costs about $23,000 today. That means it would take nearly 20 years for me to pay the insurance company in fees the amount it cost them. In the meantime, the insurance also covers doctor's visits and medications. So yes, I think it is more than worth it.
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Anatta on January 26, 2012, 02:01:32 AM
Post by: Anatta on January 26, 2012, 02:01:32 AM
Quote from: Melody Maia on January 26, 2012, 01:31:13 AM
I pay approximately $100 per month for my insurance or about $1200 a year. The surgery costs about $23,000 today. That means it would take nearly 20 years for me to pay the insurance company in fees the amount it cost them. In the meantime, the insurance also covers doctor's visits and medications. So yes, I think it is more than worth it.
Kia Ora M,
::) Thank, however what I was really getting at, is have you 'always' been covered by health insurance ?
::) The US from what I gather is not a 'welfare state' it's a user pays one, so over the years did your parents pay for health insurance for the family [including yourself]... And if for example one didn't suffer any major illnesses how much money would they have paid to insurance companies over the years?[When taking into account the cost of one off surgery]...
Metta Zenda :)
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Melody Maia on January 26, 2012, 07:31:52 AM
Post by: Melody Maia on January 26, 2012, 07:31:52 AM
Impossible to say really. I've had insurance most of my life, but it has been in recent years that the employee contributions have started to climb. There are those who say we should only have insurance for catastrophic things and pay cash for the rest. That may make sense, I don't know.
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Jeneva on January 26, 2012, 08:17:45 AM
Post by: Jeneva on January 26, 2012, 08:17:45 AM
Congratulations on both the approval for surgery and the insurance coverage. As beautiful as you were in your other thread, I suspect the pictures of you after you heal will be even more so since we will see more of your light since you are finally "whole".
Title: Re: Insurance has agreed to pay for my SRS!
Post by: Naturally Blonde on January 26, 2012, 11:58:28 AM
Post by: Naturally Blonde on January 26, 2012, 11:58:28 AM
Quote from: Melody Maia on January 25, 2012, 08:48:06 AM
My SRS surgery has been authorized by my insurance! Yay!!! Doing the happy dance!!!!!
Nice one! how does that work?