Community Conversation => Transitioning => Topic started by: Eccentric Moe on March 25, 2013, 10:33:34 PM Return to Full Version
Title: Out to Insurance?
Post by: Eccentric Moe on March 25, 2013, 10:33:34 PM
Post by: Eccentric Moe on March 25, 2013, 10:33:34 PM
I am just curious what I should be telling or not telling the insurance companies while transitioning. I am afraid of losing my insurance if they find out I am trans and yet I don't know if that's a legitimate fear. Could I lose my insurance for something like this?
I mean, in order to go on hormones and stuff I'll have to be diagnosed anyway. Plus there is all the legal name change junk. I mean. Insurance companies will eventually figure it out. What I am wondering is if that is something I should be worried about? If I can get coverage for hormones I will certainly want to try that...
I guess I just realized I haven't explored the insurance side of being trans at ALL. What are some of your experiences? (I am in the US)
I mean, in order to go on hormones and stuff I'll have to be diagnosed anyway. Plus there is all the legal name change junk. I mean. Insurance companies will eventually figure it out. What I am wondering is if that is something I should be worried about? If I can get coverage for hormones I will certainly want to try that...
I guess I just realized I haven't explored the insurance side of being trans at ALL. What are some of your experiences? (I am in the US)
Title: Re: Out to Insurance?
Post by: Blaine on March 26, 2013, 04:38:20 PM
Post by: Blaine on March 26, 2013, 04:38:20 PM
I am by no means an expert on this since I'm still waiting for my first pre-T blood work bill, but I'm going to hold off until the end of transitioning before I change my insurance information. My family has a history of endometriosis and other gynecological problems so I'm thinking the insurance just might have to help me out with bottom surgery costs.
Sorry I couldn't help much.
Sorry I couldn't help much.
Title: Re: Out to Insurance?
Post by: Ms. OBrien CVT on March 26, 2013, 05:11:04 PM
Post by: Ms. OBrien CVT on March 26, 2013, 05:11:04 PM
I added my new name to his old insurance as another driver. Then once I changed my name I dropped him, with a name change court order.
Title: Re: Out to Insurance?
Post by: KelKel on March 26, 2013, 05:23:29 PM
Post by: KelKel on March 26, 2013, 05:23:29 PM
I just recently got on the insurance plan through my job. As far as the insurance company is concerned, I am on HRT as female. There ARE issues with this though which I found out when trying to get my prescriptions filled and the insurance company denied paying for my finasteride saying that it was not an approved drug based on my gender. LOL fortunately, walgreens has a prescription drug plan that still make it affordable.