Community Conversation => Transsexual talk => Male to female transsexual talk (MTF) => Topic started by: Emmaline on November 26, 2014, 11:02:34 PM Return to Full Version
Title: Health cover. Australia only please.
Post by: Emmaline on November 26, 2014, 11:02:34 PM
Post by: Emmaline on November 26, 2014, 11:02:34 PM
Okay, so I just found out HCF failed to contact me regarding suspension of my health cover. A year ago.
I had it set up to automatically pay and that worked for me for years.
So I am now not covered for anything, they refuse to let me backdate payments and keep my cover.
They also addressed me by my old name, even though I specifically told them to update my details. Horrible service.
So I am now looking for a new, less a$$hat insurance.
Anyone know trans/intersex suitable cover?
I had it set up to automatically pay and that worked for me for years.
So I am now not covered for anything, they refuse to let me backdate payments and keep my cover.
They also addressed me by my old name, even though I specifically told them to update my details. Horrible service.
So I am now looking for a new, less a$$hat insurance.
Anyone know trans/intersex suitable cover?
Title: Re: Health cover. Australia only please.
Post by: Cindy on November 27, 2014, 01:37:40 AM
Post by: Cindy on November 27, 2014, 01:37:40 AM
Sorry you have been messed over by HCF.
I have been with them for years and they have been very good, including changing may name and gender as soon as I requested it.
I presume when your payments lapsed that they expected you to contact them if cover was still wanted. Not nice but understandable.
I do know from other girls that Medibank will payout for trans*procedures as long as they are coded correctly. It might be worthwhile to talk to them.
I have been with them for years and they have been very good, including changing may name and gender as soon as I requested it.
I presume when your payments lapsed that they expected you to contact them if cover was still wanted. Not nice but understandable.
I do know from other girls that Medibank will payout for trans*procedures as long as they are coded correctly. It might be worthwhile to talk to them.
Title: Re: Health cover. Australia only please.
Post by: Ms Grace on November 27, 2014, 01:52:07 AM
Post by: Ms Grace on November 27, 2014, 01:52:07 AM
Sorry, I've been with hcf since I was extorted into joining a health fund by Howard. I resented it at the time but it should hopefully come in handy for the op.
Title: Re: Health cover. Australia only please.
Post by: Cindy on November 27, 2014, 01:57:04 AM
Post by: Cindy on November 27, 2014, 01:57:04 AM
Quote from: Ms Grace on November 27, 2014, 01:52:07 AM
Sorry, I've been with hcf since I was extorted into joining a health fund by Howard. I resented it at the time but it should hopefully come in handy for the op.
Just for fun:
I sat in front of a female HCF employee as she went through the procedures that I am having checking to see if they covered them and watched with glee as her face went paler and paler.
Sorry for the hijack
Title: Re: Health cover. Australia only please.
Post by: Jo-is-amazing on November 27, 2014, 02:42:30 AM
Post by: Jo-is-amazing on November 27, 2014, 02:42:30 AM
For what its worth medibank private will cover the entire hospital stay with Andy Ives no excess and the 5 separate items that vaginoplasty with Andy Ives is normally broken into to the max value given by the Medicare schedule :)
I don't know what level of cover I have though (I am under my parents policy) and I can give all the relevant info I have, but I cannot guarantee it's complete accuracy :)
I don't know what level of cover I have though (I am under my parents policy) and I can give all the relevant info I have, but I cannot guarantee it's complete accuracy :)
Title: Re: Health cover. Australia only please.
Post by: Nicole on November 27, 2014, 04:28:31 AM
Post by: Nicole on November 27, 2014, 04:28:31 AM
I'm with Medibank and its the biggest waste of money.
I don't get sick or hurt.
I don't get sick or hurt.
Title: Re: Health cover. Australia only please.
Post by: katrinaw on November 27, 2014, 05:17:24 AM
Post by: katrinaw on November 27, 2014, 05:17:24 AM
With HCF at the moment, hope I am not going to get grief when I hit the button...
Good luck Emmaline
L Katy
Good luck Emmaline
L Katy
Title: Re: Health cover. Australia only please.
Post by: Emmaline on November 27, 2014, 05:20:06 AM
Post by: Emmaline on November 27, 2014, 05:20:06 AM
Thanks all.
Is Australian GRS worth this fuss, or should I just crowd source and go overseas?
Is Australian GRS worth this fuss, or should I just crowd source and go overseas?
Title: Re: Health cover. Australia only please.
Post by: Cindy on November 27, 2014, 05:53:21 AM
Post by: Cindy on November 27, 2014, 05:53:21 AM
Quote from: Emmaline on November 27, 2014, 05:20:06 AM
Thanks all.
Is Australian GRS worth this fuss, or should I just crowd source and go overseas?
Choosing a surgeon is an incredibly personal thing. I think you need to be very clear on who you choose and why.
I wrote down a list of questions and went through them and made a decision based on how comfortable I felt with the complete package.
Title: Re: Health cover. Australia only please.
Post by: Emmaline on November 28, 2014, 06:29:11 PM
Post by: Emmaline on November 28, 2014, 06:29:11 PM
Complete package :D
Title: Re: Health cover. Australia only please.
Post by: Jenny07 on November 28, 2014, 11:03:04 PM
Post by: Jenny07 on November 28, 2014, 11:03:04 PM
Have you thought about CBHS?
Used to be only for CBA employees and family. Not anymore.
The have very good benefits. Incredibly good.
J
Used to be only for CBA employees and family. Not anymore.
The have very good benefits. Incredibly good.
J
Title: Re: Health cover. Australia only please.
Post by: Cindy on November 29, 2014, 01:13:01 AM
Post by: Cindy on November 29, 2014, 01:13:01 AM
Quote from: Emmaline on November 28, 2014, 06:29:11 PM
Complete package :D
I was careful not to say the whole package :laugh: