Community Conversation => Transitioning => Facial feminization surgery => Topic started by: Janae on July 26, 2017, 09:33:13 AM Return to Full Version

Title: List of FFS insurers in the US
Post by: Janae on July 26, 2017, 09:33:13 AM
Is there a list of American insurance companies that cover ffs?? I've been looking around and can't seem to find any. Most of the ones I've seen only cover grs
Title: Re: List of FFS insurers in the US
Post by: Gertrude on July 27, 2017, 10:00:03 AM
They all probably would if it's in the policy and the policy would cost more. I work at a state university and the policies we have only cover hormones, but the two other state schools cover SRS. We don't have any written policies regarding transitioning either and when I asked HR, they didn't give me an answer, yet, we're all about diversity, sustainability, climate change and all the progressive talking points, which amounts to lip service.


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Title: Re: List of FFS insurers in the US
Post by: Colleen_definitely on July 27, 2017, 10:06:37 AM
It depends on the state requirements but more importantly what the company agrees to with the policy they buy into for their employees.  While my company's BCBS, Massachusetts policy covers FFS, others in that state may not.
Title: Re: List of FFS insurers in the US
Post by: Janae on July 28, 2017, 03:41:55 PM
Quote from: Colleen_definitely on July 27, 2017, 10:06:37 AM
It depends on the state requirements but more importantly what the company agrees to with the policy they buy into for their employees.  While my company's BCBS, Massachusetts policy covers FFS, others in that state may not.

I'm unemployed at the moment. However, at my previous job I couldn't find any info on trans related services outside of hrt and therapist visits. I was with care first blue cross. I just thought maybe there were plans on the healthcare exchange by state that included ffs coverage. I have no problem buying private insurance as long as ffs was included
Title: Re: List of FFS insurers in the US
Post by: Janae on July 28, 2017, 03:45:53 PM
Quote from: Gertrude on July 27, 2017, 10:00:03 AM
They all probably would if it's in the policy and the policy would cost more. I work at a state university and the policies we have only cover hormones, but the two other state schools cover SRS. We don't have any written policies regarding transitioning either and when I asked HR, they didn't give me an answer, yet, we're all about diversity, sustainability, climate change and all the progressive talking points, which amounts to lip service.


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Unfortunately that seems to be the case with lots of employers, Unless of course you work for a major cooperation. It seems odd that srs is offered and not ffs. In my personal opinion ffs is way more important than srs if anyone hopes to pass. Srs is certainly last on my list
Title: Re: List of FFS insurers in the US
Post by: Gertrude on July 29, 2017, 09:48:52 AM
My wife works for Wells Fargo and they cover transgender care. I think they have about 250k employees. Where I work there are 23k employees. More than the other state schools that do cover. Maybe being closer to governor db  has something to do with it.


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Title: Re: List of FFS insurers in the US
Post by: Gertrude on July 29, 2017, 10:24:03 AM
This may be of some interest: http://www.hrc.org/blog/hrc-foundation-releases-10th-edition-of-healthcare-equality-index

Title: Re: List of FFS insurers in the US
Post by: ainsley on November 30, 2017, 03:15:37 PM
Quote from: Gertrude on July 29, 2017, 09:48:52 AM
My wife works for Wells Fargo and they cover transgender care. I think they have about 250k employees. Where I work there are 23k employees. More than the other state schools that do cover. Maybe being closer to governor db  has something to do with it.


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They are adding coverage for genital electrolysis, FFS, and voice therapy for 2018.  :)
Title: Re: List of FFS insurers in the US
Post by: Gertrude on November 30, 2017, 09:06:34 PM
Quote from: ainsley on November 30, 2017, 03:15:37 PM
They are adding coverage for genital electrolysis, FFS, and voice therapy for 2018.  :)
Who is?


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Title: Re: List of FFS insurers in the US
Post by: ainsley on November 30, 2017, 09:24:35 PM
Wells Fargo
Title: Re: List of FFS insurers in the US
Post by: Gertrude on December 01, 2017, 07:35:19 AM
Quote from: ainsley on November 30, 2017, 09:24:35 PM
Wells Fargo
We don't get our health insurance through Wells anymore. It's too expensive. It's half of what it costs at Wells through my job and there's no deductible.


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Title: Re: List of FFS insurers in the US
Post by: ainsley on December 01, 2017, 07:48:33 AM
Quote from: Gertrude on December 01, 2017, 07:35:19 AM
We don't get our health insurance through Wells anymore. It's too expensive. It's half of what it costs at Wells through my job and there's no deductible.


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No deductible is hella nice!  good for you two. :)