Susan's Place Transgender Resources

#firstpost

Hey guys,
I'm in the process of getting top surgery and I'm super excited but super nervous. I'm not nervous about the actual surgery (I've had a cavity so I know the drill lol, jk) but I'm nervous my insurance will deny coverage. I'm from Chicago but I live in Arizona for school so you can imagine how much harder it was finding a surgeon out here.
It was a long process, but I finally got a surgeon who took insurance, a therapist to write me a letter of support, and the money. I have Cigna, which has caused a couple problems just getting T, and we submitted my files to them 3 weeks ago.

So my question is, if anyone else has gone through insurance for top surgery, how long did it take for them to approve? Or even disapprove? I'm moving from Arizona to Tennessee in two months, so I'm kinda in a time crunch too. I'm excited to get approved but nervous to get denied, yknow.

He way it's going for me is that the doctors office called insurance and asked if it's covered and what the requirements are. The doctors office then called me back to let me know and I have a preop appt for July then we will know if I'm approved for the September surgery date. The hospital will send it in to insurance like everything else and whatever ins doesn't pay I will be billed for.  I met with the surgeon in the middle of may.  Not sure if this helps you......
Peace, Chance


Sent from my iPad using Tapatalk

I would be interested in knowing more about Cigna. I am switching to them primarily for the trans coverage, and hoping for top surgery soon.

Quote from: oli99 on May 28, 2018, 03:45:42 PM
#firstpost

Hey guys,
I'm in the process of getting top surgery and I'm super excited but super nervous. I'm not nervous about the actual surgery (I've had a cavity so I know the drill lol, jk) but I'm nervous my insurance will deny coverage. I'm from Chicago but I live in Arizona for school so you can imagine how much harder it was finding a surgeon out here.
It was a long process, but I finally got a surgeon who took insurance, a therapist to write me a letter of support, and the money. I have Cigna, which has caused a couple problems just getting T, and we submitted my files to them 3 weeks ago.

So my question is, if anyone else has gone through insurance for top surgery, how long did it take for them to approve? Or even disapprove? I'm moving from Arizona to Tennessee in two months, so I'm kinda in a time crunch too. I'm excited to get approved but nervous to get denied, yknow.

@oli99   
Hello Oli99,   I am not attempting to derail your posting and sidetrack the answers you are seeking but because this is your very first posting and you have just become a member of Susan's Place please allow me to give you my Official Welcome.

It is great to see that you have taken the step to become a member of Susan's Place and that you have shared your  thoughts with other members here on your first posting and thread.

I am thinking that you may have other questions and concerns, this is the right place for you to be to find out what others have done that may have been in your circumstances.
 
Be aware that there are lots of members here that can identify with what you may be going through.

Please allow me to also WELCOME you to Susan's Place.  You will find this a safe and friendly place to share with others  and to read about others similar trials, tribulations, and successes.
It is nice that you had signed up so you can share with others and involve yourself with some give and take with other members.
When frustrated or if you have successes you can share it here if you wish and receive support from others and offer support to others. ....

***It's a very good chance that you might find that you will make some new friends here. 

Please come in and get involved at your own pace. 

Below, I posted Important LINKS that will tell you about Susan's Place.  Included there is information about the site that will help you navigate around and best utilize the features here.
Again, Welcome.
Danielle

Here are some links to the site rules and stuff that all new members should be familiar with:

Site Terms of Service & Rules to Live By (https://www.susans.org/forums/index.php/topic,2.0.html)	Standard Terms & Definitions (https://www.susans.org/forums/index.php/topic,54369.0.html)	Post Ranks (including when you can upload an avatar) (https://www.susans.org/forums/index.php/topic,114.0.html.)	Cautionary Note (https://www.susans.org/forums/index.php/topic,82221.0.html)
Reputation rules (https://www.susans.org/forums/index.php/topic,18960.0.html)	News posting & quoting guidelines (https://www.susans.org/forums/index.php/topic,174951.0.html)	Photo, avatars, & signature images policy (https://www.susans.org/forums/index.php/topic,59974.msg383866.html#msg383866)	Membership Agreement (https://www.susans.org/forums/index.php/topic,216851.0.html)

@oli99
***Oh, one more thing Oli99, you will have more opportunity of meeting more members
that may have an answer to your questions and concerns if you can do one more thing,

Please stop by the  Introductions Forum (https://www.susans.org/forums/index.php/board,8.0.html)  to formally introduce yourself to the other members that may not realize that you have just become a member ...so more members will know of your arrival and thus create more mutual and beneficial sharing opportunities for all.
Again, Welcome to Susan's Place,
Danielle