Community Conversation => Transsexual talk => Female to male transsexual talk (FTM) => Topic started by: Elijah3291 on May 18, 2011, 01:04:31 AM Return to Full Version
Title: has anyone used CIGNA insurance to cover top surgery?
Post by: Elijah3291 on May 18, 2011, 01:04:31 AM
Post by: Elijah3291 on May 18, 2011, 01:04:31 AM
http://cigna.com/customer_care/healthcare_professional/coverage_positions/medical/mm_0266_coveragepositioncriteria_gender_reassignment_surgery.pdf (http://cigna.com/customer_care/healthcare_professional/coverage_positions/medical/mm_0266_coveragepositioncriteria_gender_reassignment_surgery.pdf)
Tell me what you think of this.
Tell me what you think of this.
Title: Re: has anyone used CIGNA insurance to cover top surgery?
Post by: Brendon on May 18, 2011, 11:20:48 AM
Post by: Brendon on May 18, 2011, 11:20:48 AM
If you have Cigna, make sure that your policy actually includes this. I got really excited about this until I read the whole thing, "a customer's benefit plan document may contain a specific exclusion related to a topic addressed in a Coverage Policy. In the event of a conflict, a customer's benefit plan document always supercedes the information in the Coverage Policies." If your plan has the exclusions, like mine does, it won't cover anything.
That being said, I hope your insurance does cover it, and I wish you the best of luck.
That being said, I hope your insurance does cover it, and I wish you the best of luck.
Title: Re: has anyone used CIGNA insurance to cover top surgery?
Post by: Melody Maia on May 19, 2011, 01:28:46 AM
Post by: Melody Maia on May 19, 2011, 01:28:46 AM
I know this is MTF related, but I have a good friend at Disney who had her SRS covered by CIGNA. Of course, Disney's coverage specifically includes transgender care. Whether it does for you would depend on your specific CIGNA policy.