Susan's Place Transgender Resources

Community Conversation => Transitioning => Legal Matters => Topic started by: Amy1988 on December 21, 2015, 10:09:19 PM

Title: I'm confused please explain
Post by: Amy1988 on December 21, 2015, 10:09:19 PM
Ok so I read that Obama care covers transgender care but then I read that it only does if your insurance includes it.  I don't get it. Can someone explain this contradiction?  Are transgender people covered or not.
Title: Re: I'm confused please explain
Post by: Aviya on December 21, 2015, 10:17:53 PM
I don't have an answer but thought this might make you smile. (https://www.susans.org/proxy.php?request=http%3A%2F%2Fi.imgur.com%2FLaCp0Vl.jpg&hash=a90f1f04f28843692e75cc8df89f1d2974c19590)
Title: Re: I'm confused please explain
Post by: KarynMcD on December 22, 2015, 05:33:00 AM
You can not be discriminated against for being transgender, but transgender care is not normally covered.
Title: Re: I'm confused please explain
Post by: tgchar21 on December 22, 2015, 07:43:55 AM
Quote from: KarinMcD on December 22, 2015, 05:33:00 AM
You can not be discriminated against for being transgender, but transgender care is not normally covered.

That is correct. The law says that they cannot use being transgender (or anything else) as a pre-existing condition to deny you general health care or charge you a higher premium. The transition-related procedures themselves do not have to be covered though. (This explanation (https://www.susans.org/forums/index.php/topic,189555.msg1687526.html#msg1687526) I wrote regarding an employer's non-discriminatory statement and their insurance involves a similar logic.)