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Susan's Place Transgender Resources

Community Conversation => Transsexual talk => Topic started by: Futurist on January 30, 2016, 02:20:30 AM

Title: Will insurance cover the cost of all of my visits to a therapist?
Post by: Futurist on January 30, 2016, 02:20:30 AM
For an orchiectomy recommendation letter, that is.

Also, for the record, if this isn't obvious already, I myself am an aspiring eunuch. :)
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: Cindy on January 30, 2016, 02:21:09 AM
Ask the therapist.
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: Futurist on January 30, 2016, 02:23:08 AM
Quote from: Cindy on January 30, 2016, 02:21:09 AM
Ask the therapist.
OK.
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: Futurist on February 01, 2016, 03:36:57 AM
Indeed, if my insurance will cover this, then this will certainly (and thankfully) allow me to do this sooner rather than later. :)
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: Ltl89 on February 01, 2016, 05:47:04 AM
A lot of that will depend on your insurance policy and maybe the local laws in your area.  Since I started the process, ive been on 4 different insurance policies.  Only one of them didn't cover me for trans related care.  However there are ways arounf that too.  Your therapist could bill your sessions under a secondary diagnosis so you don't have issues.  Only my old endocrinologist refused to yse an alternative code from gender dysphporia which led to me having to pay for some visits out of pocket.  Anyway, insurance policies are becoming more inclusive.  And here in NY it's mandated that insurance companies cover certain trans related healthcare costs, so things are getting better.  So I would look at your individual policy and find out what they cover and don't cover.  If there is an issue, you can always ask you therapist about using an alternative diagnosis when billing the insurance.

I should also note that you want to be aware of you deductible and other aspects of your insurance.  For example, I had coverage for bloodwork but got a bill over 1000 dollars because of my deductible.  And my hormones cost almost 100 dollars every 1.5 months even with insurance.  So be careful and plan ahead for all the potential costs.
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: Tysilio on February 01, 2016, 10:59:59 AM
Insurers, and their policies, vary a lot in what they do and don't cover. The best thing you can do is to call your insurance company and ask.
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: DarkWolf_7 on February 03, 2016, 12:57:55 PM
I would check your insurance plan and if the therapist you plan to see accepts your particular insurance. I hadn't heard of needing the insurance to know what you are seeing the therapist for but I wouldn't think it would be too hard to report at is something else.
Title: Re: Will insurance cover the cost of all of my visits to a therapist?
Post by: Moneyless on February 17, 2016, 08:56:50 PM
Depends where you live and your insurance cover. In Australia, all my psychologist sessions have been covered by some sort of government mental health cover. I even got my letter for testosterone for free.
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