Susan's Place Transgender Resources

Community Conversation => Transsexual talk => Male to female transsexual talk (MTF) => Topic started by: Melissa on July 27, 2006, 09:32:24 PM

Title: Got my new insurance card
Post by: Melissa on July 27, 2006, 09:32:24 PM
A few months ago I got my new job and regarding benefits, one of the stipulations is that you have to wait 90 days before you can have medical insurance.  You then receive it at the beginning of the following month.  Well, as of a few days ago, I hit the 90-day mark and I just received my insurance card in the mail.  Because of my timing with coming out, I was able to get it under my new name and as a female.  This should make the rest of transition much easier medically.  I know many people are dropped like rocks if they try to change gender on the insurance plan, since they out themselves as transsexuals, so I am very happy with the timing of everything.  If I had come out later like I originally planned, this would have been a problem, but because I threw my transition into high gear, I inadvertently avoided that obstacle.

Melissa
Title: Re: Got my new insurance card
Post by: Nero on July 27, 2006, 09:58:03 PM
That's great, Melissa.

Nero
Title: Re: Got my new insurance card
Post by: tinkerbell on July 27, 2006, 10:09:08 PM
90 days?  wow...that's pretty fast, Melissa! Some people here in California have to wait up to six months or even a year to obtain medical benefits.

I'm glad that you didn't encounter any major problems....hopefully now your HRT will be covered under your insurance plan and save the difference for SRS,.... just an idea...it doesn't hurt getting the pennies from under the sofa, you know.


tinkerbell

P.S.  my new friend and I   
(https://www.susans.org/proxy.php?request=http%3A%2F%2Fi100.photobucket.com%2Falbums%2Fm37%2Frianmarze%2Fwhip.gif&hash=9c70c35398016999a03d871207a8c3de9f5ba99e) :icon_chick:



;)
Title: Re: Got my new insurance card
Post by: Melissa on July 28, 2006, 02:47:09 PM
Quote from: tinkerbell on July 27, 2006, 10:09:08 PM
90 days?  wow...that's pretty fast, Melissa! Some people here in California have to wait up to six months or even a year to obtain medical benefits.
90 days is pretty typical as it has been that at the last several jobs I've worked at.

Quote from: tinkerbell on July 27, 2006, 10:09:08 PM
I'm glad that you didn't encounter any major problems....hopefully now your HRT will be covered under your insurance plan and save the difference for SRS,.... just an idea...it doesn't hurt getting the pennies from under the sofa, you know.
Yeah, I'm not really poor, so I'm not too worried about saving up for SRS.

Quote from: tinkerbell on July 27, 2006, 10:09:08 PM
P.S.  my new friend and I   
(https://www.susans.org/proxy.php?request=http%3A%2F%2Fi100.photobucket.com%2Falbums%2Fm37%2Frianmarze%2Fwhip.gif&hash=9c70c35398016999a03d871207a8c3de9f5ba99e) :icon_chick:
Cool.  Does that mean you can come to the Susans Fest now, or are work commitments still keeping you away?

Melissa


Posted at: July 27, 2006, 09:29:44 PM

Quote from: Melissa on July 27, 2006, 09:32:24 PM
...so I am very happy with the timing of everything.  If I had come out later like I originally planned, this would have been a problem, but because I threw my transition into high gear, I inadvertently avoided that obstacle.

I just found out the the HR person who has been so generous in helping me is leaving the company due to circumstances beyond her control.  As such, the above quoted statement is now an understatement.  In hindsight, it was imperative that I came out when I did and the results may have been disasterous if I had not.  Did I say I was psychic?

Melissa
Title: Re: Got my new insurance card
Post by: Dennis on July 28, 2006, 03:07:47 PM
And what seemed like a bad thing, losing your job because of transition, has now turned out to be a very good thing, Melissa.

Dennis
Title: Re: Got my new insurance card
Post by: Melissa on July 28, 2006, 03:13:17 PM
Yes.  For some reason I foresaw that and as a result I never panicked (about changing jobs).  I remember being nervous as <Potato Chips> ;) about the coming out, but that's only natural.  I just wrote her a big thank you note about helping me out with my transition.

Melissa
Title: Re: Got my new insurance card
Post by: Elizabeth on July 28, 2006, 07:12:18 PM
Hi Melissa,

I am so glad things have worked out so well for you.  I think the job is the toughest obstical that many of us face.  While I have been out for almost two years including going to college, I am still worried about how I will become employed as a woman. Hopefully, as I get closer to my goals, this will become more clear.

Love always,
Elizabeth
Title: Re: Got my new insurance card
Post by: Melissa on July 28, 2006, 10:21:52 PM
I thought you were just indicating to save ALL available money.

Melissa
Title: Re: Got my new insurance card
Post by: Chaunte on July 28, 2006, 10:31:48 PM

Wouldn't it be great if Blue Cross actually picked up the cost of transitioning?

To dream the impossible dream...!

Chaunte
Title: Re: Got my new insurance card
Post by: Melissa on July 28, 2006, 11:01:35 PM
Quote from: Chaunte on July 28, 2006, 10:31:48 PM
Wouldn't it be great if Blue Cross actually picked up the cost of transitioning?

That would just be my luck, since I don't have them.  I have Aetna.

Melissa