I'm strongly considering getting a tracheal shave and a nose job to correct two things which are obviously dead giveaways that I was born male, and which I'm very self-conscious about. Ideally I would prefer to save up the money for these procedures, but being a single parent my finances don't allow me to save up that amount within a reasonable time period. I'm already 48 and have waited this long to reach a point in my life where I'm able to start transitioning. One option is to charge the surgery to my credit card. The other option is to finance it through companies which specialize in financing medical procedures. One of the doctors provided me with a list of their preferred finance companies (Cosmeticredit, Reliance Finance Company, Med Loan Finance, Surgery Loans, My Medical Loans, Care Credit, and M. Lend). They all offer variable interest rates depending on credit score, length of loan, etc, and have steep penalty rates for late payments, etc. I guess I'm just leery of these financing companies, but I suppose it will come down to which option gives me the lowest interest rate. So, my question is, have any of you dealt with any of the financing companies I listed, and if so, what were your experiences with them? Thanks!
Rebecca
I would google reviews for the companies and chose the best one with the least complaints. If you are having trouble financially post-op, you can always charge the monthly payment instead of charging the entire procedure on the credit card (unless your credit card has a low interest rate, mine is 25% and I have good credit!) I also want to add that your nose isn't a dead giveaway whatever size it may be. The majority of rhinoplasty patients are naturally born females that are self-conscious about a too large nose which was inherited.