Yes, yes, this has been posted a million times before.  

  However, all the responses I clicked through were only about FTMs who had been on T for 3 months or so or less.  So, I'm curious, anyone been on T for more than a year and experience significant hair loss?  
I'm closing in on 3 years now and I haven't noticed any major shifts.  I certainly don't have a bald spot, but I do notice some more hair in the shower than I did before T.  Then again, I dyed my hair black from a light, reddish brown since then, so it could be just that the color is more noticeable.  I've also grown my hair out a bit, so the strains are just more prevalent.  I think I did have a shift to a more male hairline, but that's kinda it.
Since the most drastic changes occur within the first few months to a year on T, does this mean I'm safe from hair loss?