I understand your feelings, though in the opposite direction. I haven't been on hormones as long as you, just over two years (754 days to be exact, lol). With MTF, voice doesn't change, nor do we lose facial hair. And unless hormones are started very young, hips will never widen. About all we get to look forward to in softer skin, softening of facial features, less body hair, and boobs.
I've gotten a little bit of each of them. The most profound is finer, less obvious body hair. Boobs are rather disappointing so far. I think about a 40A is all I've gotten. Everyone says to give it time, but others around me are advancing at a more reasonable rate (one girl is probably a 36C after just a year).
YMMV (Your Milage May Vary) is often thrown around. But I think it boils down to the fact that the physicians that administer our hormones don't have a clear cut method. Each seems to have a different target number or dosing regimen. Until more research is done, it's all just a guessing game.
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