"By and large I'm really only going (make that plan too, as soon as I can afford anyway) to appease the requirements. I don't *feel* as though I need any therapy. ... I wonder how common that is."
From what I gather, I would say all to very common 4years. as to complete honesty as in revealing things the therapyst isn't seeing or asking about, have caution. We all have things we bottle up and some of these really are seperate issues and should be delt with, but dealing with them at this stage can seriously slow up or retard your initial investigation into GID, though some of it may be critical to understanding your present. Its just something you have to work out and if other problems really are serious, very hard to keep out of sight to one who knows his job, and will attract his curiosity.
As to the attitude expressed in the above quote, it is not likely you will come to many useful realizations during the process, but I can sympathise with it. Personally, I have always found more personal meaning by discussing the same things with people who have been where I am at and beyond and I feel comfortable talking with. You can accomplish a lot in simple conversation with the right people. Fact is though, I have a deep resentment of the professionals and it is hard for me to establish the proper relationship with them. My problem, not necessarily theirs. It is simply a matter of their tactics in the past.
As to actually needing them beyond their acknowledgement of the problem, it's mixed. As I said, if you have the right friends, you can arrive at the same things for the most part. that said, a good solid relationship with them can be invaluable if you decide you need to take it all the way and need paperwork from them. Even if they recommend HRT, they may want to withold or further investigate before doing so if you have not kept regular appointments, or they feel you have evaded them. These do not have to be all that frequent. Assuming you are a fairly stable person, at least in respect to being able to deal with most problems and function in society, you may not need to go in for sessions more then every couple of months or so. remember though, you only get out what you are willing to put in.
Good luck with it all
Terri