Last week I got my first prescriptions for an estrogen patch and spiro. My new doctor put my physical and related blood tests onto my insurance and I had to pay out of pocket for the hormone level baseline test and the office visit when i got the prescriptions. My doctor says it is a red flag to insurance compnaies giving a female hormone to a genetic male. The spiro could be used as a blood pressure medicine so that would probably be covered.
I went to a large pharmacy I had not used in some time and told them i was a new patient and I did not file my meds on insurance at this time, but they did already have my information from my visit there in the past (must have been a few years ago). The lady told me the patches would be $100 for a month's supply and I was willing to pay that. When I went to pick them up the patches were $35 and the spiro $10. Insurance had picked up both even though I had requested they not. I just took the meds and went home to apply and take them. I don't think you can undo something already on an electronic record.
My question is can this cause me to lose my insurance (it is a major comapny and a private plan)? Can/will it cause my rates to go up?