So I received great news this morning from Aetna and they do NOT exclude SRS from my coverage as long as I fit under their standard guidelines!!!

)) Which I will after I complete my 12 months of real life experience. I go full time January 1st. I'm wondering what surgeons will take Aetna? Has any of you ladies had experience with Aetna? My initial plan prior to receiving the news from my health care provider was Toby Meltzer here in Scottsdale but he does not work with Aetna. He does how ever say that he will provide all the necessary documents for me to file a claim but I will have to pay out of pocket.
Next thing I need to find out is there a way that I can just pay up front for the operation in the
spring of 13' as well as get it handled with my insurance provider a year ahead of time. My target date for operation is summer of 14'. Just in case we switch health care providers because I'd hate for us to switch then I be stuck paying the whole operation rather then a portion. I'm going into this thinking worst case that I may have to but still ya know.